 Loan
Programs
Property Types
Financing
Req.
Loan Application
Brokers Click Here
|
|
TYPES OF FUNDING
We specialize in lending for a large variety
of loan
types beginning at $100,000+ USD, U.S. and Internationally.
 |
Stock |
|
Multi-Family |
|
Asset Based Loans |
|
Equity Investments |
|
Factoring |
|
Taxable &
Non Taxable Bonds |
|
Collateral Lending |
|
Section 8 Refinancing |
|
Corporate
Finance |
|
Congregate Care |
|
Bankruptcy |
|
|
Retail Inventory |
|
SBA |
|
Light Industrial |
|
Raw Land |
|
Startups |
|
Commodities |
|
(NNN) Triple Net Leases |
|
Sale Leaseback |
|
Foreclosures |
|
IPO |
|
Offshore Trusts |
|
Real estate with mezzanine participation
Securitization of leased equipment,
receivables, real estate, and notes
Purchase order financing, letters of
credit and factoring
Signature Loans
Mergers and acquisitions
Chapter 11 turnarounds
Credit Enhancements
95% financing for qualifying apartments of $2 million +
Technology and Equipment Term Lending Loans from $1 million+
Terms up to 84 months
LOAN
PROGRAMS
Offering an assortment of loan
programs, here are a just a few.
| SBA 7(a) |
Loan Amounts:
Interest Rate:
Loan Term:
Prepayment Penalty:
Equity Requirement:
Other Criteria:
|
$1,000,000-$1,500,000
Prime + 1% to 2.75% floating
7-25 year amortization
None
20%-30%
Citizen or non-amnesty resident alien. |
SBA 504 |
Loan Amounts:
Interest Rate:
Loan Term:
Prepayment Penalty:
Equity Requirement:
Other Criteria:
|
Up to $5,000,000
Competitive FIXED rates or Prime + 1% to 2%
20 year amortization
Defined minimum vs. yield maintenance
25% average (15% minimum of eligible hard costs, plus working capital and inventory).
Owner-occupied real estate. Must meet job creation / retention
requirements. |
Conventional |
Loan Amounts:
Interest Rate:
Loan Term:
Prepayment Penalty:
Equity Requirement:
Other Criteria: |
Up to $5,000,000
Competitive FIXED rates or floating rates
starting at Prime + 1%
20 year maturity / 20 year amortization
Defined minimum
25%-30% existing equity
May be owner-occupied or investment property. |
| Prime One |
Loan Amounts:
Interest Rate:
Loan Term:
Prepayment Penalty:
Equity Requirement:
Other Criteria: |
$1,000,000-$1,900,000
Interest Rate: Prime ± 1% floating
15-20 years
95 days interest
25%-30% existing equity
Refinance real estate secured property only, must show 24 months of timely note payments,
1.4X debt coverage, may be owner-occupied or investment property. |
Business
&
Industry |
Loan Amounts:
Interest Rate:
Loan Term:
Prepayment Penalty:
Equity Requirement:
Other Criteria: |
Up to $20,000,000
NY Prime ± 1.5% to 2.0% floating
Up to 25 years
5-4-3-2-1%
Starting at 20%
Business must be located in a town with population of less then 50,000. Business assets
and real estate secured. |
| Platinum |
Loan Amounts:
Interest Rate:
Loan Term:
Prepayment Penalty:
Other Criteria: |
$1,100,000 and greater
8.9% to 9.25% FIXED
15-20 years
No prepayment penalty allowed for first 5 years. After 5 years , there will be a 5%
prepayment penalty.
Refinance bank portion of 504 loans. 25% limited guarantee. Property must be 10 years old
or less. 1.5X debt coverage for the past two years. Loan to value of 70% or less. |
Back
to Top
PROPERTY TYPES
We provide funding for almost any type
of property.
Amusement
Parks
Apartments
Assisted Care Facility
Auto Care Center
Auto Dealership
Bowling Center
Business Condo
Car Wash
Casino
Child Care Center
Church
Co-op
Condominium
Congregate Care Facility
Convenience Store
Distribution
Farm
Fitness Center
Funeral Home
Gas Station
Gold Course
Historic Rehab
Hospital
Independent Living Facility
Light
Industrial
Land
Lots
|
Marina
Medical Clinic
Medical Office
Mini Warehouse
Mixed Use
Mobile Home Park
Motel / Motel
Movie Theater
Office
Outlet Center
Owner Occupied Property
Parking Garage
R&D
Recreation Center
Regional Mall
Rehabilitation Facility
Resort
Restaurant
Retail
Single Family
Skilled Nursing Facility
Special Purpose Property
Subdivision
Time Share
Truck Stop
Warehouse
|
Back
to Top
FINANCING
REQUIREMENTS
These are the general requirements and
necessary items for most financing.
 1.
Loan Application
2.
Two-Year's Tax Returns
3.
Current Rent Roll
4.
Current Income / Expense Statement
5.
Original Photos (No Polaroid's)
If this is a purchase, also provide:
1.
Purchase Contract
2.
Prelim
3.
Escrow Instructions
4.
Document Source of Down Payment
Other items may be required depending on
the loan.
Back
to Top
|
|
